Income tax refund: How to change your bank details?

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Filing ITR can be a tedious task for many. Taxpayers should ensure that bank details are updated and validated to receive refunds on time.

All taxpayers registered on the e-Filing portal (post-login) who have a valid PAN and a valid bank account can use the My Bank Account service. You can use this service to do the following:

  • Add a bank account and pre-verify it
  • Delete a closed or disabled bank account
  • Designate a validated bank account to receive the income tax refund
  • Remove a bank account from the nomination so as not to receive a tax refund on that account
  • Activate or deactivate the EVC for the validated bank account (only for individual taxpayers)
  • Revalidate bank accounts for which pre-validation failed

How to add a bank account and pre-validate for refund

Step 1: Step 1: Log in to the e-Filing portal using your user ID and password.

Step 2: Go to My Profile page from the Dashboard.

Step 3: Click My Bank Account.

Note: On the My Bank Accounts page, the Added, Failed, and Deleted Bank Accounts tabs display.

Step 4: Click Add and pre-verify bank account

Step 5: On the Add Bank Account screen, fill in the bank account number, account type and holder type, and IFSC. Based on the IFSC, the bank name and branch are filled in automatically. Your mobile phone number and email address will be pre-populated from your e-Filing profile and cannot be changed.

Step 6: Click Validate.

In case of successful validation, a success message is displayed. You will also receive a message about your registered mobile phone number and email address on the e-Filing portal.

Upon successful validation, the taxpayer can designate the bank account for reimbursement. Note: When depositing an ITR, if the user has a bank account with the status “Validation in progress”, it can be nominated for a refund and an ITR can be deposited without waiting for confirmation. However, any refund will only be credited after validation by the bank.

How to nominate/select a bank account for reimbursement

Step 1: Step 1: Log in to the e-Filing portal using your user ID and password.

Step 2: Go to My Profile page from the Dashboard.

Step 3: Click My Bank Account.

Step 4: To do this, click the Designate for Refund button or switch to the bank account you want to designate for a refund.

Step 5: Click Continue to confirm that you want to designate the selected bank account.

If successful, the switch will move to the right.

How to remove the bank account from the refund appointment

Step 1: Log in to the e-Filing portal using your user ID and password.

Step 2: Go to My Profile page from the Dashboard.

Step 3: Click My Bank Account.

Step 4: Click the Nominate for Refund button (it will be on the right) for the bank account you wish to remove from nomination so that it is no longer considered for a refund.

Step 5: To remove the nomination from the chosen bank account, click Continue to confirm your decision.

If successful, the switch will move to the left.


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